Travel Insurance for Europe: Complete Guide 2026
Travel insurance is not just recommended for Europe – it's often required. Healthcare in Europe can be expensive for visitors, and a single emergency can cost thousands. Here's everything you need to know.
Schengen Visa Requirement
If you need a Schengen visa, travel insurance with minimum €30,000 medical coverage is MANDATORY. You may be denied entry without proof of insurance.
Types of Coverage
Medical Emergency
EssentialHospital stays, doctor visits, emergency surgery. Minimum €30,000 required for Schengen.
Trip Cancellation
EssentialRefund if you need to cancel due to illness, family emergency, or unforeseen events.
Lost/Delayed Baggage
Compensation for lost, stolen, or delayed luggage and personal belongings.
Flight Delays
Meals and accommodation if your flight is significantly delayed.
Emergency Evacuation
EssentialMedical repatriation to your home country if needed.
How Much Does It Cost?
| Trip Duration | Basic | Standard | Premium |
|---|---|---|---|
| 1 week | €15-25 | €30-50 | €60-100 |
| 2 weeks | €25-40 | €50-80 | €100-150 |
| 1 month | €50-80 | €100-150 | €200-300 |
Pro Tips for Buying Insurance
- Buy insurance within 14 days of booking your trip for best coverage.
- Read the fine print – especially pre-existing condition clauses.
- Check if your credit card includes travel insurance (often limited).
- Keep all receipts for any claims you need to make.
- Download your policy documents and emergency numbers before departure.
Our Packages Include Travel Insurance
All Viajesline organized tours include comprehensive travel insurance for your peace of mind.
Get Quote with Insurance